ABLE accounts

Okay, I don’t have an article to post tonight but I do have an update about the ABLE account for my son. I just opened it up the other day and I’m so excited. Besides having another step taken for my son, I also feel good because my mom has a 529 account for  him but since I don’t know if he’ll ever want to go to college, I can take that money and put it in his ABLE account. If you live in Missouri or one of the other nine states which can’t remember, you can get more information over at the stable account website.

Sincerely-

   

Autism Librarian

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Just one of those days

Today I don’t have a particular article to post just my thoughts. So my son graduated from high school this year and while he has a work/study program lined up for the next three years if necessary with the St. Louis Special School District, I have a lot to do.

I need to deposit some money into his new ABLE account, I need to get him over to a friend’s automobile shop to work on seeing if he’s interested in becoming a mechanic and at the same time, check out the local community colleges technician’s program. Then there’s the whole Supported Decision Making thing to look at and the list goes on….

With out vacation coming up, I need to try and get some of this done before we leave because once we get back, school for his siblings as well as his work/study program will be close to beginning. So much to do and so little time.

Sincerely-

   

Autism Librarian

ABLE in Missouri

So according to Missouri Treasurer Eric Schmitt earlier this month, Missouri has entered into an agreement with four other states (Ohio, Vermont, Georgia, and Kentucky) to implement MO ABLE. To find out more, check out this link to the Missouri Treasurer’s website. Yea!

Sincerely-

   

Autism Librarian

Today was the day

It didn’t start out to be this kind of day but it ended up that way. I intended to start cleaning my room but the first pile of papers I had in my room to go through turned out to be mostly about my oldest son and his future.

So today was the day I started really planning out his future. I created a sort of time line of what resources I need to get in touch with. I also created a to do list for myself of what I need to do to help create his future. Finally I started making a list of questions to ask a lawyer regarding his future finances.

Right now I’m taking a break to blog a little and then call my kids to wish them good night. Then, it’s back to more research on the next step to take. Wouldn’t have it any other way.

Sincerely-

       

Autism Librarian

 

ABLE update for Missouri

A while back, just before we went on vacation, I e-mailed my state Senator to find out the latest on ABLE accounts in Missouri. According to his aid, it looks like they’ll be up and running in a nine-state consortium starting this fall. They also sent me a link to the Missouri Treasurers page with more information.

I guess my next step is to come up with a list of questions on my options and then talk to a financial advisor regarding what to do for my son. Among those questions will also be one about life insurance as my place of employment is allowing me to update and/or increase my current plan for now and even after retirement. So much to do.

Sincerely-

  

Autism Librarian

Special Needs Trust

So when I went to this workshop on special needs trusts tonight, put on by St. Louis Arc , I was expecting to learn about trusts. I truly say however, that I definitely got more than I bargained for.

I walked out feeling like I’m starting to make sense of it all, special needs trusts, guardianship and more. As one of the presenters later said, getting to where you want to get to is sort of a cylinder process. It’s like your on the outside looking in but as you go round and round, continuing to learn more, you start to get closer and closer to the center of what you need to know.

I’m definitely getting closer to the center. In fact, I think the financial advisor who spoke tonight is someone I want to talk to some more. He not only has a son with special abilities, he has a brother with special abilities. Seems to me like someone who gets it. All I can say is thank you!

Sincerely-

  

Autism Librarian

F.A.M.I.L.Y.

For anyone with a child/adult with special abilities, there is nothing really more important than family. That’s why I just requested the book F.A.M.I.L.Y. Autism Guide: Your Financial Blueprint for Autism.

Now while I don’t have the book, I just finished reading a handout by the author of the book, Greg Zibricky and if the book is anything like the handout, it should be a good read. I must admit, at this point, it’s been one of the best resources I’ve come across yet.

Sincerely-

  

Autism Librarian